$REGEN Investor Data Room

October 15, 2025 · Max Semenchuk
investmentdata-roomregen-token

The Bet We’re Making

  1. Ecocredits are one of the key ways to finance the green transition
  2. Ecocredit demand would grow with climate change struggles & governmental climate regulation
  3. Tokenized ecocredits would be among the most useful tools by 2030 for companies with NetZero goals
  4. A portfolio of well-curated web3 ecocredits would grow in value by 2030 significantly
  5. Developed web3 ecocredits infrastructure and good governance would increase the value of the ecocredits

Returns

Financial capital: ~10% annual planned yield ($ value), ~RWA risk profile

  • 5% stables
  • 5% $REGEN — 6 years maturity

Multi-capital returns:

  • Social capital — influence and connections
  • Material capital — food, energy, raw and processed goods
  • Living capital — plants, animals, soil
  • Intellectual capital — expertise & merit
  • Experiential capital — knowledge gained by doing
  • Cultural capital — shared knowledge of a community
  • Spiritual capital — connection and meaning

Value Creation

Eco Credits

Proposal: Tokenized shares suitable for impact investors’ needs

Budget: Ecocredit methodologies development and purchase (csDAO Program) — 33%

  • app.regen.network/projects/1 — $100k available now, can scale to millions
  • Retire together to compensate emissions
  • Goto market partners: Carbon credits, Local Eco Orgs, Crowdfunding platforms (Giveth, Gitcoin), Other ReFi tokens (Celo, Toucan…)

Infrastructure Convertible Loans

Proposal: Ethical loans to infrastructure projects — revenue share (stables) & convertible loans (tokens)

Budget: Platform development & maintenance (RND, Builder…) — 33%

Portfolio examples:

ProjectEcosystem Benefits
Commons StackTEC, ABC, Praise, Trusted Seed, RegenScore
OPEN TeamSupporting tokenomics, validator, technical dev team
Kulshan Carbon TrustBuilding Biochar methodology
Terran CollectiveBuilt Hylo — active platform for governance and peer learning
Smart AgroSmall holder farmer methodology in Cambodia
Foundation for RegenerationCarbon methodology / urban city planning credits
EkonaviValidator, agroforestry credits
ChatafishaPlastic methodology and impact NFT dapp
Shamba NetworkdMRV systems in East Africa
Earthist NetworkHemp methodology, DAO DAO pilots, validator

Shared Insurance

Proposal: Governance of treasury tokens, growth of value / secondary market / liquidity provision

Budget: Governance (Foundation, Tokenomics, etc) — 33%

Token portfolio under governance:

  • Regen (1M regen project portfolio, Cerulean 4M? Foundation/RND?)
  • Celo (~$2M?)
  • OP (~$5–10M?)
  • GIV/TS (~$1M?)

Research

Policy & Market:

Frameworks:

Journals:


Insights

Demand

  • Many impact SMEs globally need loans/financial services but are underserved — South America, Africa, Eastern Europe, Turkey, Asia
  • Traditional businesses (e.g. agro) typically need $50–150k short-term in stablecoins for capital investments
  • Typical yield ~10–20% annually (5–12% for the lender after fees)
  • Small projects can’t easily provide all project documentation — need broker/specialist support

Supply

  • Dedicated funds like EthicHub (coffee farmers in Mexico) or Helios DAO (solar) already exist
  • Goldfinch deals (Asia, Africa) reach multimillion, multi-year, 11–13%
  • Models like Grameen receive initial capital as donation or at very favorable terms from large donors
  • Models like VitaDAO successful in niches — mostly fund early-stage research, long time to market

Fund Sources & Model

  1. Indivisible reserves
  2. Internal/angels (from the community itself)
  3. Orgs
  4. States